In Germany alone, bad debts amounted to € 36 billion in 2005. Consumers accounted for € 4.7 billion of this amount (source: German Federal Statistics Office (Statistisches Bundesamt), March 2006). It is, therefore, more important than ever to actively manage bad consumer debts.

In addition to debt collection activities, the sale of overdue receivables or bad debts to arvato infoscore specialists is a flexible and attractive solution, which offers you both liquidity and security.

We take over your overdue private customer receivables and immediately pay the purchase price. This allows you to expand your financial scope, achieve more entrepreneurial freedom and make better use of existing chances on your market. You will save yourself the cost of collecting debts and dispense with the del credere risk.